Niva Bupa recently listed stock in the NSE and BSE. The company is also known as Niva Bupa Health Insurance Company Ltd, as the name indicates, it is a health insurance company and provides various types of health insurance. As in the business, there is heavy competition, let’s predict the Niva Bupa share price target for 2025, 2026, and 2027.
As of 17 December 2024, Niva Bupa stock is trading at Rs. 83.84 (market closing). The stock made an all-time high of Rs. 109.34, after making high the stock started falling. Currently the stock is trading more than 23% down from its all time high.
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About Niva Bupa Health Insurance Company Ltd
Niva Bupa Health Insurance Company Ltd was founded in 2008 but the company started its business in 2010. The company is a large-cap insurance sector company, but the company is primarily involved in the health insurance business.
As per the company’s official website, it offers 30 minutes of cashless claim processing, it paid 15 lakh+ claims since inception, and has a 1.4 Crore+ customer. For cashless hospitalization, the compnay has a network of 10,000+ hospitals pan India. You can locate the hospitals near you, from the company’s website.
The company offers various insurance plans – health insurance plans, individual health insurance plans, family health insurance plans, critical illness insurance plans, personal accident insurance plans, Mediclaim policies, travel insurance plans, health insurance for senior citizens, empower health plans, SurroGuard health plan, Oocyte guard health plan, and more.
Niva Bupa’s Scip Info
| NSE | NIVABUPA |
| BSE | 544286 |
| ISIN | INE995S01015 |
| SECTOR | INSURANCE |
Stock Insights & Key Metrics
Check the most important and helpful data and information that are helpful in the analysis of any stock. Here, you’ll get Niva Bupa Health Insurance Company Ltd.’s Financials, Fundamentals, Shareholding Pattern, Pros and Cons, Quarterly Results, etc.
Note: This shared data and information are not enough for complete analysis. You can check new and updated information about the company by clicking on the button.
Note: All the values are in Rupees (₹) Crores.
| Quarter | Net Profit & Loss |
|---|---|
| Sep 2023 | -₹8 Crore |
| Dec 2023 | ₹NA |
| Mar 2024 | ₹NA |
| Jun 2024 | -₹19 Crore |
| Sep 2024 | ₹13 Crore |
| Financial Year | Net Profit & Loss |
|---|---|
| March 2020 | -₹62 Crore |
| March 2021 | -₹50 Crore |
| March 2022 | -₹197 Crore |
| March 2023 | ₹13 Crore |
| March 2024 | ₹82 Crore |
| Market Cap | ₹15,552 Crore | ROE | 7.28% |
| P/E Ratio TTM | 189.16 | EPS (TTM) | 0.45 |
| P/B Ratio | 5.42 | Div. Yield | 0.00% |
| Industry PE | 21.37 | Book Value | 15.71 |
| Debt to Equity | 0.12 | Face Value | 10 |
| Held By | Mar 2024 | Jun 2024 | Sep 2024 | Nov 2024 |
|---|---|---|---|---|
| FIIs | NA | NA | NA | 8.63% |
| DIIs | NA | NA | NA | 9.57% |
| Public | NA | NA | NA | 25.83% |
| Promoters | NA | NA | NA | 55.98% |
| Other Holders | NA | NA | NA | 0.00% |
Key Insights
- Zero promoter pledge.
- Low debt on the company.
- The company has Rs. 142.82 cash.
- High annual EPS (earning per share) growth.
- Niva Bupa company’s debt-to-equity is 0.12.
- The net cash flow of the company is declining.
- The company is generating money from its business.
- The book value per share of the company is improving.
- delivered 54% compounded profit growth in the last 3 years.
- It delivered 43% compounded sales growth in the last 3 years.
- The annual net profit of the company has been increasing for the last 2 years.
- Niva Bupa company is not making profits consistently, In the last 2 years company showed profit and before the year it was a loss-making company.
Niva Bupa Share Price Target
Investing in the insurance sector for the long term is good but investing in the company is slightly risky because of the highly competitive sector. In the sector, there are many players with strong fundamentals and financials. Some major players are Life Insurance Corporation of India, SBI Life Insurance, HDFC Life Insurance, ICICI Lombard, ICICI Prudential Life Insurance, and many more.
But it does not mean it is not a good company. As the company recently started making annual profits from the last two financial years. Debt on the company is also low. The company primarily focuses on health insurance loans.
| Year | Min. Estimated Target | Max. Estimated Target |
|---|---|---|
| 2025 | ₹110 | ₹130 |
| 2026 | ₹130 | ₹150 |
| 2027 | ₹150 | ₹200 |
Disclaimer: AskDhan or we are not SEBI registered, and this is not a Buying or Selling recommendation. We will not be responsible for any loss or profit. This post is only for educational and learning purposes. All the targets given in the post are based on news, brokerage research, technical analysis, etc. We strongly recommend you talk to your financial advisor before making any decision.
Niva Bupa Share Price Target 2025
As of 17 December 2024, the stock is trading more than 23% down after a making record high of Rs. 109.34. Currently, the stock is bearish and most probably it may fall more in the short term.
At this level, buying the stock is not recommended for any short-term to long-term purpose. At this level, it is not good because it is trading at a very high valuation and other stocks of the same industry are not that expensive.
In the upcoming months, the stock can be more opportunities for the short-term traders. Once the stock is in demand zone, you can find investing opportunities using technical analysis. On the other side, the industry is bullish which can lead the Niva Bupa share price target to go near Rs. 110 to Rs. 130 in 2025.
Niva Bupa Share Price Target 2026 and 2027
The Indian health insurance market size is likely to reach Rs. 124.30 billion by 2029 from Rs. 89.70 billion as of 2024. This information is based on the news and expert reports. You can see the industry growing at a 6.74% CAGR in the upcoming years.
Major players in the health insurance industry are likely to get more benefits but Niva Bupa is also getting more. As the company only focuses on the health insurance business, in some locations of cities the company may have a strong customer base.
Almost everyone does a lot of research before buying insurance, especially health and life insurance. There are a lot of metrics and rules people check before buying insurance. If the company offers and provides good services, then with a good market the company will also get benefit from the industry growth.
Annual Profit & Loss: The Niva Bupa Health Insurance Ltd company made losses in a row in the financial year FY2020 TO FY2022. After the year, in March 2023 the company showed a net profit of Rs. 13 Crore, and in the next FY year i.e. March 2024, the company’s net profit increased to Rs. 82 Crore. Not only profits but the sales are also increased. The company’s last 3 years compounded sales and profit growth is 43% and 54%.
The health insurance industry is a growing industry and is likely to grow at 6.74% CAGR. Also the financials and business of the company are good, you can see the target in Niva Bupa’s share of Rs. 150 to Rs. 200. The target may change over time as per the company’s performance.
FAQs
As of now, the stock is down by more than 23% from its record high. The stock is likely to face more selling in the upcoming weeks. In the short-term the whole Indian market is bearish, so do not expect any big upside move in the stock for the short term.
Indian stock market is bearish for the short term, in the upcoming months, the stock may start moving up and you can expect a target of Rs. 110 to 130 in the short term. As the market is bearish buying in bulk at a high valuation is not recommended.
India’s insurance sector is really small as a majority of people are not aware of it but now the market is growing which makes it the top choice of long-term investors. In the health insurance sector, there are many major players or competitors of the Niva Bupa company like Life Insurance Corporation of India, SBI Life Insurance, HDFC Life Insurance, ICICI Lombard, ICICI Prudential Life Insurance, and many more.
Niva Bupa looks like a good company but there are various things you need to know about investing like Low debt on the company, zero promoter pledge, the company started making a net profit in the last 2 financial years i.e. March 2023, and March 2024, in the recent FY2024 the sales of the company is also increased a lot, and many more things.
The problem is that the company is trading at a very high valuation and its current PE is 164.44 while the industry PE is 20.96. So, let the stock valuation come at right or nearly industry average valuations.
Investing at a high valuation is very risky, there are various stocks like Ola Electric down by more than 50% from its all-time high. In case you invested at this point and the stock is crashed, you’re going to face a huge loss.
The Botton Line
Niva Bupa Health Insurance Company Ltd is primarily engaged in the health insurance business and it offers also other insurance as well. In the last 2 years, the company started making profit while. Currently, the stock is trading at a very high valuation which can bring the stock price down soon. If invested or planning to invest, check the prediction of Niva Bupa’s share price target for 2025, 2026, and 2027.